BPS Sberbank internet banking. Login to your personal account i.bps-sberbank.by || BPS Sberbank main page

A bit of history…

This organization appeared in 1923 as one of the stages in the implementation of the New Economic Policy developed by the Soviet government. The institution was reorganized twice along with the reforms of the banking system in 1959 and 1987.

During these periods of time, it became the republican branches of the USSR Stroybank and the USSR Industrial and Construction Bank, respectively.

In 1991, BPS-Sberbank was transformed into a commercial bank named BelPromStroyBank, and in 1999 into an open joint stock company. Its abbreviated name at that time was BPS-Bank OJSC

In 2009, with the assistance of the government of the republic, OJSC Sberbank of Russia acquired more than 90% of the shares and became its actual owner, and in 2011 the bank received its current name.

This commercial enterprise provides its customers with many services that have become a kind of standard:

1. Transfers, preservation and accumulation of funds;
2. Providing loans for a variety of purposes;
3. Payment of pensions, salaries and scholarships;
4. Issuance of bank cards connected to domestic and international payment systems;
5. Insurance: medical, car, real estate, life;
6. Currency exchange;
7. Rental of safes and bank cells;
8. Investments in metals or securities.

Some of these functions can be used by any client using BPS-Sberbank Online, that is, without visiting a bank branch. Such services are called internet banking.

Internet banking: advantages, disadvantages and rules for safe use

The benefits of this service are:

• Speed ​​of transactions – money is transferred to other accounts instantly or within a few hours.
• No queues and no need to go to a bank branch.
• 24/7 availability.
• No commission for many transactions.

There are only 3 disadvantages of this service:

• Danger of theft of funds when an account is hacked;
• It is possible to transfer funds using erroneously entered details;
• For payments, a technical overdraft may occur immediately after replenishing the account.

Registration and authorization

For its customers, the bank offers 2 Internet banking interfaces: old and new. Next, we will talk about its old version.

There are 2 ways to get to his page:

1. Enter the value i.bps-sberbank.by in the address bar of the browser;
2. On the main page of the bank, click on the button with the inscription “Sberbank Online” and select “Old version” in the block that appears.

To get access to your personal account, you need to register in the service.

This is done as follows:

• Click on the “Register” link and in the prompt that appears, click on the inscription “I use the products …”.

• On the next page, in the text fields, enter the phone number and passport number that was specified when opening an account, deposit or loan.

Payment for Sberbank Online service

It must be performed once a year to maintain full access to the features of the service.

To perform this procedure you need:

• In the “Payments” subsection, select the item “Payment for services in Sberbank Online”.
• On the new page, in the drop-down list, select one of the cards from which funds will be debited.
• Enter an additional password for confirmation and pay for the service with the button of the same name.

Settings

They are performed using the “Security” section of the additional menu. With it, you can change passwords: to enter an account or an additional one.

To do this, go to the sections “Login password…” and “Method of confirming operations”, respectively. In them, enter new values ​​in the corresponding lines, and then confirm the changes with the code from the SMS message.

Also, the additional menu allows you to set up a very convenient function – automatic payment for services.

The algorithm is as follows:

• Make the payment signed in the course of payment by ticking the box of the same name.
• Go to the “Automatic payment” section and select the previously marked operation.
• Using the button to the right of the payment, select “Create edit schedule”.
• Enter the minimum allowable value of the account balance at which the operation will be performed.
• Indicate the frequency of payment recurrence and the date of the next payment.
• Apply changes.

Custom payment

1. Transfers:

1. Between own cards;
2. To the card of another bank or client;
3. Replenishment of the deposit account;
4. Loan repayment;
5. By details to the account of a legal or natural person;
6. Out of the country using foreign currency.

2. Payments:

1. “One button”;
2. With the help of the ERIP system;
3. For the provision of the Sberbank Online service
4. Payment for other services. Buying games or replenishing the balance of a mobile phone number, for example.

To transfer money from one client card to another, you need:

• Select the item “Transfer to your card”;
• On the new page, select the cards between which you want to transfer funds from the drop-down lists;
• Specify the desired amount and confirm the operation using an additional password.

You can also exchange currency using this algorithm. To use this function, you need to follow the link of the same name.

Transferring funds to the card of another client or bank does not differ much from the previous algorithm. The difference is that in the appropriate fields you need to enter the card number and its expiration date.

It allows you to transfer funds to the account of any bank in the Republic of Belarus.

1. In the “Random transfer by details” block, select one of the items corresponding to a legal (organization) and an individual (private) person. The number of details required for the payment execution depends on this choice.
2. After choosing the appropriate item, carefully fill in all the lines marked with the “*” symbol.
3. Check the entered data, specify the required amount and confirm the operation.

This completes the transfer of funds to bank details within the country.

• Click on the link “Foreign currency transfer…”;
• Select the card from which funds will be transferred and enter your first name, last name and patronymic;

• Carefully fill in each line of details

• Specify the amount to be transferred and confirm the action.

This completes the international money transfer procedure. The recipient will receive the sent funds within a few hours to 2-3 business days.

Payment for Sberbank Online service

To use the first system in Sberbank Online, you need to know the payer number. It is assigned automatically at the time of the first payment in one of the branches and is displayed on the receipt.

To enter or change it, you need to follow the link “Calculation System” and on the new page click on the image of a pencil.

After entering the number, you can pay for services. For this you need:

1. Select the required service in one of the lists;

1. Fill in all the details of the recipient: account number, service code, company name, its identifier in the system;
2. Check the entered data and specify the amount for payment;
3. Mark the payment as “Signed” and confirm it.

This procedure is done with each service provider. After that, you can use the “Payment with one button” service. It relieves the user from the regular search for the desired service and allows you to pay for everything at once.

It is used as follows:

• Follow the link of the same name in the “Payments” subsection;
• Check the boxes for the services you need to pay for;
• Allow operation.

This completes the “One Button” payment procedure.

Deposits and accounts

This section displays all depersonalized metal and deposit accounts. Under the standard name of each of them is information about the remuneration rate, validity period, date and place of opening, as well as the assigned number.

To the right of this data, the current balance and a button for operations with it are displayed.

The latter allows:

• Deposit or withdraw funds from the balance;

• Change the name of the contribution displayed on the page;
• Issue a full or brief statement of operations.

To replenish the balance of one of the deposits you need:

• Switch to the “Payments and transfers” section;
• Click on the line “Deposit”;
• Enter information about the owner and contract number;

• Select the source of funds and indicate the amount of replenishment;
• Pay for the transfer.

The “Deposits and Accounts” section also allows you to open online deposits. Their number is significantly less than the total number offered by the bank.

1. Follow the link “Open a deposit”.

2. On the new page, get acquainted with the proposed conditions and select one of the deposits using the button of the same name.

3. Fill out the deposit creation form. It includes the type of currency, the amount of the first installment and the source of funds.

4. Read the terms of the agreement and agree to its terms by checking the box next to the line “I agree …”.

5. Confirm the operation of creating and transferring funds by entering the code from the SMS message.

6. Click on the “Pay” button.

This completes the process of opening a new deposit.

Credits

This section of the main menu contains a complete list of loans issued to the client.

Information about them contains:

• Bank’s remuneration rate;
• Contract number;
• Amount of monthly payment;
• Overdraft loan limit and contract term (for credit cards);

To the right of this data is the amount of debt and the “Actions” button.

The latter allows you to perform the following operations with a loan:

1. Rename;
2. Redeem.

In order to pay off the loan debt, you need to switch to the “Payments and transfers” section and click on the “Repay loan” link in it. After that, the card from which the funds will be transferred is selected.

The Sberbank Online credit section also allows you to apply for a FUN credit card.

• Click on the link “Application for a loan”.
• Determine the loan amount: 2,000 – 10,000
• Choose a carrier: a new or valid card, as well as a place where you can pick it up.
• Set the term of the loan.

• Fill out the form with personal data.
• Sign an electronic loan agreement.
• Wait for approval from the bank. This process takes up to 15 calendar days.

This completes the procedure for obtaining a credit card using BPS-Sberbank Online.

Other sections and their possibilities

1. Closed accounts”;

• With it, you can view the history of transactions for each account closed during the last 6 months, as well as issue an extract.

2. “Other”;

• Binding to a wallet in the Yandex payment system. Money. To do this, you need to specify only its number. After linking it, you can pay for goods on the Web, indicating the wallet number, not the card.
• Registration of a voluntary insurance policy against accidents or illnesses during a trip to another country.

3. “My finances”;

• This is one of the additional menu items. In it, you can see the total amount of funds contained on cards, deposits and metal accounts.

4. “Setting the visibility of products”;

This subsection is located in the “Security” tab. It allows you to enable or disable the display of services and tools used by the user on the main page of the service and in its other sections.

5. “Limit Management”;

Designed to allow and prohibit the use of cards connected to Visa or MasterCard in other countries.

6. “My statements”.

In this section, you can view all submitted applications for insurance, dispute resolution or loan processing. For the latter, you can find out the current status of the application.

JSC “BPS-Sberbank” is a modern financial institution that provides its customers with many services and saves their time with the help of the “BPS-Sberbank Online” service.