SIM card with NFC: what is it and how to use it?

What
is a SIM card with NFC?

SIM card
with NFC
practically embeds a payment card
(banking or virtual others
institutions) into a smartphone, allowing
use it as a means of payment
on POS-terminals with contactless function
payment.

Chip
NFC is inserted into the SIM card and its microchip
connects the terminal and the account,
from which payment is made. Gear
transactions similar to the payment procedure
using bank plastic
with PAYPASS chip.

https://www.youtube.com/watch?v=ytcreators

To
such an operation was completed, in the phone too
NFC module needed or expected
collaboration of smartphone and sim card
with nfc support.

ATTENTION!
If the mobile device is not compatible
with a SIM card, it is recommended to purchase
NFC antenna that adapts the phone
for this need.

Details
read about the technology here: What
is an NFC module?

Features of the bank card “MegaFon Standard NFC”

Despite the wide range of technology possibilities, in Russia such SIM cards are used as a convenient alternative to travel tickets (Moscow, St. Petersburg). It is enough for users to get a SIM card, activate the Mobile Ticket service and pay for travel in public transport by bringing the smartphone to the base of the payment terminal.

SIM cards
with NSF,
manufactured by MTS are functioning
thanks to linking to a bank account.
To do this, use the PayPass program, with
which creates a virtual
card.

Refill
of such a payment account is possible:

• through
  ATM;
• y
  operator;
• through
  self-service terminals;
• banking
  by transfer.

For
user control of transactions by
virtual card, MTS developed
MTS Money mobile app,
which works similarly to the standard
online banking. In the app that
download from Play Market for free, you can:

• pay
  accounts;
• do
  transfers to other MTS subscribers;
• translate
  funds to other platforms.

To begin with, we propose to figure out what a MegaFon card with the NFC standard is all about. As you know, this module is now being introduced into mobile devices, and is a device for using contactless communication technology over a small radius. That is, the presence of such a module in the card guarantees the possibility of contactless payment for goods and services at the terminals.

Thus, MegaFon NFC Standard is a physical card to which a MegaFon subscriber’s mobile account is linked. Accordingly, having received this card, the subscriber has the opportunity to pay for any purchases with it, and the money for payment will be withdrawn directly from the mobile phone account.

• When withdrawing up to 10,000 ₽ per month — a fee of 2.5% of the withdrawal amount (if there were no purchases on the card or their amount per month was less than 3,000 ₽);
• From 10,001 to 50,000 ₽ per month — 3.5%;
• From 50,001 per month commission – 4.5%;

Payment for telecommunications services (monthly):

• up to 5,000 ₽ — no commission;
• from 5001 ₽ – commission 0.75% of the payment amount;

Payment for services of financial and credit organizations (monthly):

• up to 10,000 ₽ — no commission;
• from 10,001 ₽ – commission 0.75% of the payment amount;

After installing and setting up the application, you can stop using ATMs to check your account balance, and always have all the necessary banking information in your smartphone.

Application

Technology
NFC in symbiosis with SIM cards is used
same as contactless payment chip
in smartphones:

• to
  payment for purchases at retail outlets,
  equipped with terminals with the function
  contactless payment – like a bank account
  plastic with PayPass or PayWave;
• to
  pay for transport tickets
  — used as transport
  card (fare at the same time
  is equal to the cost on the Troika card:
  no overpayments and commissions).

How to apply for a MegaFon Standard NFC card

To receive a card, the company’s subscribers need to follow a few simple steps:

1. Contact the nearest communication salon of the company.
2. Fill out an application and receive a card within 5-10 minutes.
3. Activate the received card to receive a personal PIN code.
4. Start using.

Where can I buy a SIM card with NFC?

All major operators in Russia have SIM cards with NFC, including the Big Four (MTS, MegaFon, Beeline, Tele2). Fares are the same as those paid with a travel ticket. The limit on the card can be replenished using special terminals. If the balance is not enough for travel, money is debited from the mobile number without additional commission.

There are several unpleasant moments at once that customers of any of the operators may encounter when they want to purchase a SIM card with NFC:

1. The NFC module on a certain smartphone is not 100% guaranteed to synchronize with a SIM card. A complete list of compatible devices can be found on the official website of the mobile operator.
2. Finding such SIM-cards is extremely problematic. Before going to the communication salon, we recommend that you contact the operator and clarify whether the SIM card is available.

An NFC-enabled SIM card is a convenient alternative to travel tickets that is always at hand. The problem is that such a card is very hard to find, and you need a compatible smartphone with built-in NFC technology for it to work.

Issue
SIM cards with built-in NFC chip are engaged
mobile operators. Purchase
such a card on the territory of the Russian Federation can be obtained from
of each communication service provider. Such
companies like Megafon, Beeline, MTS and
Tele2 exchange ordinary cards for free
SIM cards to SIM cards with NFC module. To
buy such a phone card, you need
contact your operator’s communication salon.

https://www.youtube.com/watch?v=channelUCRU6xMA8rzde0llpIo7XXcQ

ADVICE!
Before going to the nearest center
Service Provider Customer Service
it is desirable to clarify the connection by phone,
do they have SIM cards with this one
function.